process

Our general process includes:

• Maintaining a constant flow of performing and non-performing first position loan pools from the FDIC and other financial institutions.
• Sourcing investor capital.
• Performing extensive loan file, market data, and on-site due diligence for each prospective loan and its associated collateral.
• Purchasing targeted loan pools at discounted values.
• Monetizing purchased loans through refinancing, restructuring, or a foreclosure and sale of associated collateral property.
• Targeting a prompt return of investor capital and an above market yield.

Prior to the purchase of a loan pool, SilverLeaf assesses each individual loan and has an anticipated plan of action to aggressively monetize each loan. Exit strategies include:

• Assisting the borrower in the refinancing process through various available programs.
• Obtaining a Deed in Lieu of Foreclosure and taking prompt possession of the underlying collateral.
• Managing the foreclosure process to expedite monetization when necessary.
• Determining and contracting all required repair/maintenance work in advance of foreclosure.
• Aggressively pricing and marketing the foreclosed property, targeting a 30 to 60 day fire sale.